• SJ Capital Mortgage Services Logo Real Estate Services
  • (647) 828-2002 Email now Apply now
  • Home
  • About Us
  • Services
    • Mortgage
      • Mortgage Services
        • New Home Purchase Mortgage
        • Mortgage Refinance
        • Mortgage Pre-Approval
        • Mortgage Renewal
        • Commercial Mortgage
        • Second Mortgage
      • First Time Home Buyer Mortgage
      • Debt Consolidation Mortgage
      • Mortgage Loans
        • Home Equity Line Of Credit
        • Home Equity Loan
        • Debt Consolidation Loans
        • Home Renovation Loan
        • Home Construction Loans
      • Mortgage Tax Arrears
      • No Down Payment Program
      • Bad Credit Mortgage Program
      • Reverse Mortgage
      • Private Mortgages
      • New to Canada Mortgage Program
      • Purchase Plus Improvement Mortgage
    • Real Estate
  • service areas
  • Mortgage Calculator
  • Blog
  • Contact Us
  • SJ Capital Mortgage Services Logo
Real Estate Services
(647) 828-2002
Email now
Apply now
Blog by SJ Capital Mortgage Services

Blog by SJ Capital
Mortgage Services

  • Low interest rates, demand for more space during pandemic has pushed Canadian housing market to extraordinary heights

    Author: External Author | Jun 09, 2021 | Categories: Mortgage Agent , New Home Purchase Mortgage

    Original Article Source Credits:   Financial Post , https://financialpost.com/

    Article Written By:  NA

    Original Article Posted on:  May 18, 2021

    Link to Original Article:  https://financialpost.com/personal-finance/business-essentials/low-interest-rates-demand-for-more-space-during-pandemic-has-pushed-canadian-housing-market-to-extraordinary-heights

    CLICK HERE TO READ THE FULL ARTICLE »


  • Mortgages: rights and responsibilities

    Author: External Author | May 12, 2021 | Categories: Mortgage Agent , Mortgage Services , Second Mortgage

    Original Article Source Credits:   Canada , https://www.canada.ca/

    Article Written By:  NA

    Original Article Posted on:  2017-03-27

    Link to Original Article:  https://www.canada.ca/en/financial-consumer-agency/services/rights-responsibilities/rights-mortgages.html

    CLICK HERE TO READ THE FULL ARTICLE »


  • The State of the Residential Mortgage Market: 2021

    Author: External Author | Apr 23, 2021 | Categories: Mortgage Agent , Mortgage Services

    Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

    Article Written By:  Steve Huebl

    Original Article Posted on:  March 26, 2021

    Link to Original Article:  https://www.canadianmortgagetrends.com/2021/03/the-state-of-the-mortgage-market-2021/

    CLICK HERE TO READ THE FULL ARTICLE »


  • 5 common mistakes Canadians make with their mortgages

    Author: External Author | Apr 23, 2021 | Categories: Mortgage Agent , New Home Purchase Mortgage

    Original Article Source Credits:   Financial Post , https://financialpost.com/

    Article Written By:  Clayton Jarvis

    Original Article Posted on:  April 7, 2021

    Link to Original Article:  https://financialpost.com/moneywise/5-common-mistakes-canadians-make-with-their-mortgages

    CLICK HERE TO READ THE FULL ARTICLE »


  • Rising mortgage rates spark refinance slump, though millions could benefit

    Author: External Author | Apr 14, 2021 | Categories: Bad Credit Mortgage Program , First Time Home Buyer Mortgage , Mortgage Agent , Mortgage and Tax Arrears , New Home Purchase Mortgage , New to Canada Mortgage Program , No Down Payment Program , Real Estate Broker , Real Estate Investor , Second Mortgage

    Original Article Source Credits: yahoonews, https://ca.news.yahoo.com

    Article Written By: Clayton Jarvis

    Original Article Posted on: March 18, 2021

    Link to Original Article: https://ca.news.yahoo.com/rising-mortgage-rates-spark-refinance-190600508.html

    CLICK HERE TO READ THE FULL ARTICLE »


  • What credit score do you start with in Canada?

    Author: External Author | Apr 07, 2021 | Categories: Commercial Mortgage , Debt Consolidation , Mortgage Agent , Mortgage Loans , Mortgage Pre-Approval , Mortgage Services , New Home Purchase Mortgage , No Down Payment Program , Private Mortgages , Real Estate Broker , Reverse Mortgage

    Original Article Source Credits: financialpost, https://financialpost.com

    Article Written By: Daniel McIntosh

    Original Article Posted on: March 9, 2021

    Link to Original Article: https://financialpost.com/moneywise/what-credit-score-do-you-start-with-in-canada-13

    CLICK HERE TO READ THE FULL ARTICLE »


  • A Quarter Of Canadians Aged 25 To 35 Bought Real Estate During The Pandemic

    Author: External Author | Mar 31, 2021 | Categories: Bad Credit Mortgage Program , Commercial Mortgage , Home Equity Line of Credit , Mortgage Agent , Mortgage and Tax Arrears , Mortgage Loans , Mortgage Pre-Approval , Mortgage Renewal , Mortgage Services , New to Canada Mortgage Program , Private Mortgages , Real Estate Broker , Real Estate Investor , Real Estate Services , Reverse Mortgage , Second Mortgage

    Original Article Source Credits: betterdwelling, https://betterdwelling.com

    Article Written By: NA

    Original Article Posted on: MARCH 18, 2021

    Link to Original Article: https://betterdwelling.com/a-quarter-of-canadians-aged-25-to-35-bought-real-estate-during-the-pandemic/

    CLICK HERE TO READ THE FULL ARTICLE »


  • Choosing a mortgage that is right for you

    Author: External Author | Mar 17, 2021 | Categories: Commercial Mortgage , First Time Home Buyer Mortgage , Mortgage Agent , Mortgage Loans , Mortgage Pre-Approval , Mortgage Renewal , New Home Purchase Mortgage , New to Canada Mortgage Program , Private Mortgages , Purchase Plus Improvement Mortgage

    Original Article Source Credits:  Canada.ca , https://www.canada.ca

    Article Written By:  NA

    Original Article Posted on:  2021-01-22

    Link to Original Article: https://www.canada.ca/en/financial-consumer-agency/services/mortgages/choose-mortgage.html

    CLICK HERE TO READ THE FULL ARTICLE »


  • 5 Tips To Increase Your Chances Of Getting A Mortgage Approved

    Author: External Author | Mar 10, 2021 | Categories: First Time Home Buyer Mortgage , Mortgage Agent , Mortgage and Tax Arrears , Mortgage Loans , Mortgage Pre-Approval , Mortgage Renewal , Mortgage Services , Refinance Mortgage , Reverse Mortgage

    Original Article Source Credits: huffpost, https://www.huffingtonpost.ca

    Article Written By:  NA

    Original Article Posted on:  01/21/2021

    Link to Original Article: https://www.huffingtonpost.ca/entry/mortgage-approval-tips-canada_ca_60099f45c5b62c0057c43681

    CLICK HERE TO READ THE FULL ARTICLE »


  • Could Mortgage Rates Start to Rise Sooner than Expected?

    Author: External Author | Mar 03, 2021 | Categories: First Time Home Buyer Mortgage , Home Equity Line of Credit , Mortgage Agent , Mortgage and Tax Arrears , Mortgage Loans , Mortgage Pre-Approval , New Home Purchase Mortgage , Private Mortgages , Real Estate Investor , Real Estate Services , Refinance Mortgage , Reverse Mortgage

    Original Article Source Credits: canadian mortgage trends, https://www.canadianmortgagetrends.com

    Article Written By:  Steve Huebl

    Original Article Posted on: February 2, 2021

    Link to Original Article: https://www.canadianmortgagetrends.com/2021/02/could-mortgage-rates-start-to-rise-sooner-than-expected 

    CLICK HERE TO READ THE FULL ARTICLE »


  • Pandemic housing market to stay hot in 2021, but economists expect a hangover later in the year

    Author: External Author | Jan 27, 2021 | Categories: First Time Home Buyer Mortgage , Mortgage Agent , Mortgage and Tax Arrears , Mortgage Services , New Home Purchase Mortgage , New to Canada Mortgage Program , Real Estate Services , Refinance Mortgage

    Original Article Source Credits:   Financial Post , https://financialpost.com/

    Article Written By:  Geoff Zochodne

    Original Article Posted on:  Jan 14, 2021

    Link to Original Article:  https://financialpost.com/news/economy/pandemic-housing-market-to-stay-hot-in-2021-but-economists-expect-a-hangover-later-in-the-year

    CLICK HERE TO READ THE FULL ARTICLE »


  • Canada's Big Six Banks Have 69,000 Mortgages Left On Payment Deferral

    Author: External Author | Jan 15, 2021 | Categories: First Time Home Buyer Mortgage , Home Equity Line of Credit , Mortgage Agent , Mortgage and Tax Arrears , Mortgage Services , New Home Purchase Mortgage , Real Estate Investor , Real Estate Services

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  NA

    Original Article Posted on:  DECEMBER 8, 2020

    Link to Original Article:  https://betterdwelling.com/canadas-big-six-banks-have-69000-mortgages-left-on-payment-deferral/

    CLICK HERE TO READ THE FULL ARTICLE »


  • Five pro tips for buying a home in winter 2020/2021

    Author: External Author | Jan 13, 2021 | Categories: First Time Home Buyer Mortgage , Mortgage Agent , Mortgage Loans , Mortgage Services , New Home Purchase Mortgage , New to Canada Mortgage Program , Real Estate Broker

    Original Article Source Credits:   MortgageBrokerNews.ca , https://www.mortgagebrokernews.ca/

    Article Written By:   8Twelve Mortgage Corp 

    Original Article Posted on:  07 Dec 2020

    Link to Original Article:  https://www.mortgagebrokernews.ca/news/five-pro-tips-for-buying-a-home-in-winter-20202021-335977.aspx

    CLICK HERE TO READ THE FULL ARTICLE »


  • First-Time Home Buyer Incentive to Become More Useful in Select Markets

    Author: External Author | Jan 08, 2021 | Categories: First Time Home Buyer Mortgage , Mortgage Agent , Mortgage Services , New Home Purchase Mortgage , New to Canada Mortgage Program

    Original Article Source Credits:    CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

    Article Written By:  Steve Huebl

    Original Article Posted on:  December 4, 2020

    Link to Original Article:  https://www.canadianmortgagetrends.com/2020/12/first-time-home-buyer-incentive-to-become-more-useful-in-select-markets/

    CLICK HERE TO READ THE FULL ARTICLE »


  • Economists Expect Toronto Real Estate to See 5% Increase in Spring 2021: Survey

    Author: External Author | Jan 06, 2021 | Categories: Commercial Mortgage , Mortgage Agent , Mortgage Loans , Mortgage Services , Real Estate Broker , Real Estate Investor

    Original Article Source Credits:   Toronto Storeys , https://torontostoreys.com/

    Article Written By:   Ainsley Smith

    Original Article Posted on:  December 8, 2020

    Link to Original Article:  https://torontostoreys.com/canadian-economists-toronto-real-estate-increase-spring-2021/

    CLICK HERE TO READ THE FULL ARTICLE »


  • Several Canadian Economists Say CMHC Housing Market Forecast ‘No Longer Relevant’

    Author: External Author | Dec 26, 2020 | Categories: Commercial Mortgage , Mortgage Agent , Mortgage Loans , Mortgage Services , Private Mortgages

    Original Article Source Credits: Toronto Storeys, https://torontostoreys.com/

    Article Written By: Ainsley Smith

    Original Article Posted on: 20th October 2020

    Link to Original Article: https://torontostoreys.com/canadian-economists-cmhc-forecast-price-drop-no-longer-relevant/

    CLICK HERE TO READ THE FULL ARTICLE »


  • Canada pulls back from 'debt deferral cliff'

    Author: External Author | Dec 04, 2020 | Categories: Commercial Mortgage , Mortgage Agent , Mortgage Loans , Mortgage Services , Private Mortgages

    Original Article Source Credits: Yahoo Finance, https://ca.finance.yahoo.com/

    Article Written By: Stephanie Hughes

    Original Article Posted on: 14th October 2020

    Link to Original Article: https://ca.finance.yahoo.com/news/canada-pulls-back-from-debt-deferral-cliff-173600820.html

    CLICK HERE TO READ THE FULL ARTICLE »


  • Bank of Canada Signals Low Rates Until 2023, Unveils Changes to QE Program

    Author: External Author | Dec 04, 2020 | Categories: Commercial Mortgage , Mortgage Agent , Mortgage Loans , Mortgage Services , Private Mortgages , Real Estate Services

    Original Article Source Credits: Canadian Mortgage Trends, https://www.canadianmortgagetrends.com/

    Article Written By: Steve Huebl

    Original Article Posted on: 29th October 2020

    Link to Original Article: https://www.canadianmortgagetrends.com/2020/10/bank-of-canada-signals-low-rates-until-2023-unveils-changes-to-qe-program/

    CLICK HERE TO READ THE FULL ARTICLE »


  • How to Get a Mortgage Pre-Approval

    Author: External Author | Dec 04, 2020 | Categories: Mortgage Agent , Mortgage Loans , Mortgage Pre-Approval , Mortgage Services

    Original Article Source Credits: MyMove, https://www.mymove.com/

    Article Written By: Jessica Walrack

    Original Article Posted on: 30th July 2020

    Link to Original Article: https://www.mymove.com/mortgage/guides/pre-approval/

    CLICK HERE TO READ THE FULL ARTICLE »


  • Up to 20% of Canadian Mortgages at ‘Higher Risk of Defaulting’: RBC

    Author: External Author | Dec 04, 2020 | Categories: Mortgage Agent , Mortgage Loans , Mortgage Renewal , Mortgage Services , Real Estate Services

    Original Article Source Credits: Toronto Storeys, https://torontostoreys.com/

    Article Written By: Ainsley Smith

    Original Article Posted on: 9th October 2020

    Link to Original Article: https://torontostoreys.com/canadian-mortgages-risk-defaulting-rbc/

    CLICK HERE TO READ THE FULL ARTICLE »


1 2Next »

Tags

  • Bad Credit Mortgage Program
  • Commercial Mortgage
  • Debt Consolidation
  • First Time Home Buyer Mortgage
  • Home Equity Line of Credit
  • Mortgage Agent
  • Mortgage and Tax Arrears
  • Mortgage Loans
  • Mortgage Pre-Approval
  • Mortgage Renewal
  • Mortgage Services
  • New Home Purchase Mortgage
  • New to Canada Mortgage Program
  • No Down Payment Program
  • Private Mortgages
  • Purchase Plus Improvement Mortgage
  • Real Estate Broker
  • Real Estate Investor
  • Real Estate Services
  • Realtor
  • Refinance Mortgage
  • Reverse Mortgage
  • Second Mortgage

Recent Posts

  • Low interest rates, demand for more space during pandemic has pushed Canadian housing market to extraordinary heights
  • Mortgages: rights and responsibilities
  • The State of the Residential Mortgage Market: 2021
  • 5 common mistakes Canadians make with their mortgages
  • Rising mortgage rates spark refinance slump, though millions could benefit
  • What credit score do you start with in Canada?
  • A Quarter Of Canadians Aged 25 To 35 Bought Real Estate During The Pandemic
  • Choosing a mortgage that is right for you
  • 5 Tips To Increase Your Chances Of Getting A Mortgage Approved
  • Could Mortgage Rates Start to Rise Sooner than Expected?
  • Pandemic housing market to stay hot in 2021, but economists expect a hangover later in the year
  • Canada's Big Six Banks Have 69,000 Mortgages Left On Payment Deferral
  • Five pro tips for buying a home in winter 2020/2021
  • First-Time Home Buyer Incentive to Become More Useful in Select Markets
  • Economists Expect Toronto Real Estate to See 5% Increase in Spring 2021: Survey
  • Several Canadian Economists Say CMHC Housing Market Forecast ‘No Longer Relevant’
  • Canada pulls back from 'debt deferral cliff'
  • Bank of Canada Signals Low Rates Until 2023, Unveils Changes to QE Program
  • How to Get a Mortgage Pre-Approval
  • Up to 20% of Canadian Mortgages at ‘Higher Risk of Defaulting’: RBC
  • Canadian Home Equity Borrowing Grinds To A Sudden Halt
  • Buying a home
  • Myths and facts of reverse mortgages
  • Announcing The New Website
  • New Website Under Construction
1200 Lorimar Dr #10, Mississauga,
ON L5S 1R3, Canada
(905) 564-0049

Centum Smart Mortgages Inc.

Join Our Mailing List
Lic# 18000183
Copyright © 2025 - SJ Capital Mortgage Services. Powered By Webware.ai
FAQ
1200 Lorimar Dr #10, Mississauga, ON L5S 1R3, Canada
SJ Capital Mortgage Services Logo (905) 564-0049

Centum Smart Mortgages Inc.

Lic# 18000183
Copyright © 2025 - SJ Capital Mortgage Services. Powered By Webware.ai
FAQ
  • Home
  • About Us
  • Services
    • Services
    • Mortgage
      • Mortgage
      • Mortgage Services
        • Mortgage Services
        • New Home Purchase Mortgage
        • Mortgage Refinance
        • Mortgage Pre-Approval
        • Mortgage Renewal
        • Commercial Mortgage
        • Second Mortgage
      • First Time Home Buyer Mortgage
      • Debt Consolidation Mortgage
      • Mortgage Loans
        • Mortgage Loans
        • Home Equity Line Of Credit
        • Home Equity Loan
        • Debt Consolidation Loans
        • Home Renovation Loan
        • Home Construction Loans
      • Mortgage Tax Arrears
      • No Down Payment Program
      • Bad Credit Mortgage Program
      • Reverse Mortgage
      • Private Mortgages
      • New to Canada Mortgage Program
      • Purchase Plus Improvement Mortgage
    • Real Estate
  • service areas
  • Mortgage Calculator
  • Blog
  • Contact Us